Showing posts with label Money. Show all posts
Showing posts with label Money. Show all posts

Monday, September 30, 2013

Make Your Dreams Possible! 5 Ways To Do It

Holiday Fans the World RTW -family activities Budget Travel Make Your Dreams Possible
There is nothing in life that is more satisfying than living a life that you always dream about. As it is usually said, “you can live to be anything and meet all goals you want in life as long as you keep your dreams alive”. No matter how simple this may sound, many people still find it difficult to travel to places they dream about due to poor planning. Well you shouldn't be worried anymore on your failures for you can still travel to all places around the world by implementing the following great ideas. I also recommend reading the post Desperately Want to Travel but Cannot Afford It? This One is for You.

Make a priority list of places to visit.

Holiday Fans the World RTW -family activities Budget Travel priority list of places to visit.First of all get a pen and paper and make a bucket list of all great places that you have ever dream to visit. In the end you will have a long list. Narrow down these places in order of priority. Names of places that you consider great should appear on the top while those that you consider least interesting should be at the bottom of the list.

Develop a list of 3 most important things to realize this dream.

Once of have made up your list, the next step is living to see into it by changing your life habits on things that may prevent you from achieving your dream. Examine yourself and come up with a list of three most important things you should change about your life. For example, you can start by thinking positive or pining wall charts of these places to stick this plan deep inside you. Finally, never allow any negative thoughts to change your plan; whenever such happen develop an antidote for it.

Start a saving plan.

The next thing you should do is to come up with a great strategy to save money in order to make this dream a reality. First of all estimate how much you are likely to spend on traveling expenses. Reduce your spending habits and live by the basics. Secondly, come up with creative ideas of making extra cash besides net salary to supplement your travel budget. Try saving as much as possible to get enough money for traveling, always have in mind that the more you save, the more the places you will visit.

Set up dates to go for the visits to make your dream true.

Set a date for each place to visit, those places appearing on the top of your bucket list should come first. However, you should be more realistic when defining these dates which will depend on how much you can save. If you have more sources of income, you can budget for your travel plan closer. Space these dates to allow you more time to save more, however, try as much as possible not to procrastinate but rather be very aggressive to strive hard to meet the set deadlines.

Tell everyone about it

Let your family and close friends know about your dream. As you will later realize, this will keep you on toes to make this dream happen. You can as well ask me, I am ready to help you stick to the plan to realize your dream.

You can go anywhere you want, as long as you have a good plan and stick into it. What you have to do is create a bucket list of must visit places and list three things to make this dream happen. Lastly, develop a saving plan, assign a date for each place, and don't forget to tell your friends about it.

Monday, August 19, 2013

Types of English Teaching in China - Which One is for You?

China is renowned as the second country in the world to have the largest economy.  Needless to say the amount of products or merchandise that are produced in China are being exported worldwide giving a diversified communication across the world. Thus talking about China being globally competent to other countries, there is a need to know the English language, the international language, in order to interact with other countries doing business within and across the country.

China today requires a large number of English teachers and there are many opportunities to teach in China is you know where to look. The English classes and education could, and does help the Chinese in both aspect of education and economy.  To improve these two aspects, there are four types of teachers that are needed all across China. Which one would you prefer?

Language Schools in China

Foreign language schools are available in different parts of China. They have classes for languages such as French, Indian, Arabic, English, Spanish, German, you name it, they have it. Of course the rates may differ according to what school it is and what language will be learned or taught. usually employers would hire a native speaker of the particular language to be more familiar with words. A translator maybe present but not in all cases so the use of a translator machine or other equipments like a book or a translator gadget would be very helpful both for the teacher and the student. Conversational and English comprehension could be the focus of the lessons.

Public Schools in China

The demand of the global market to speak English as its mother tongue intimidates the Chinese people since they speak the language poorly that's why the government of China implemented to teach English subject to public school. Public schools in China have a population of around 60-85 students per classroom so it could be quite difficult to have a one on one conversation with all students. It more likely that the teacher would ask one question and one student will answer while the others are merely listening. The English subject is just like a non-academic subject or an exercise for it is usually not graded. The aim of including this in public school is just to familiarize students with the English language that is commonly used.

Private Schools in China

It is highly imperative to that the English language is taught in Private schools as it is in public school however their is a greater emphasis to teaching English compared to public schools. The English subject in private schools are considered as an academic subject wherein it is graded and there are examinations take by students. Most students who study in private schools continue learning English until they reach college level.

Business English in China

Communication if properly used and understood would bring money in corporations or businesses. This means that English language is badly needed in the workplace especially if the transactions are being brought out of the country or if clients cannot speak in Chinese. You may not be teaching English however you may be checking or correcting grammatical errors of speeches or presentations of the company to clients or customers. The correct usage of idiomatic expressions which are often used in the work place must be taught as well.

Finally, I strongly recommend you to read a prevevious post about 5 Tips How Not To Offend Chinese.
If you have any experience living in China or teaching English, please share with you.

Wednesday, August 14, 2013

How to Use an Unsecured Loan Wisely for Your Travels

The current world involves consumerism with a lot of stress due to long working hours. Thus, a holiday has become an essential part of the individual’s life to keep him/her sane. Whether you opt for an adventure or to attend a beach break, this means a major financial need. In this case, if your overall budget cannot stretch to accommodate your holiday, then you might find that unsecured loans are very useful. This is a loan that is availed and affirmed by the creditworthiness of the borrower. No collateral is needed for you to get one. It is also referred to as a personal loan or signature loan. A high credit rating is all what you need to borrow or to qualify for the unsecured loan. Not the use of property. A personal loan is more preferred for travel because of various reasons.

It can take up to 7 years with a fixed loan repayment.
You can borrow a higher amount of money for and all need to be used wisely during the travel. Unlike bank loans, this will depend on your budget and the circumstances under which you are in. The length of repaying unsecured loan can be as short as one year or as long a 7years. You repay it monthly just like any other loan.

Less paper work is needed to get an unsecured loan
If you need money fast and with less hassle, personal loan takes a short time to be processed. Unlike a bank loan, unsecured loan usually involves much less or no paperwork. In fact you can get a payday advance. It is therefore a convenient and quicker financial solution for tight budget travel.


Overpay your unsecured loan in case you have extra income
Sometimes you can win a jackpot, or a token from a friend. This is always "un-budgeted" for. Therefore instead of wasting such unexpected cash, you should relieve yourself the burden of the unsecured loan. This will give you the freedom you need on your trip. Seek the advice of a consolidation or financial experts. They will assist you in relieving yourself of confusion and stress.

Enjoy good interest rates with unsecured loan for your travels
Even if unsecured personal loan is much riskier on the side of the lender, they do not charge high interest rates. You are assured of fairly competitive interest rates, such as 7.4% APR available on loans. Lower interest rates will help you travel into most prestigious places you have ever dreamed of.

When you opt for an unsecured loan for your vacation, it is crucial to ensure that it is flexible. Always ensure that there no hidden charges for repaying the loan at an earlier date and that there is no increasing of the monthly amount to be paid. However, avoid borrowing more money than you can repay or you need. Remember that as a client, this kind of loan can lead to your bankruptcy. Thus, destroying your credit rating in the future. This in turn will lead to impossibility to borrow more money under whichever circumstance.

Wednesday, June 19, 2013

Desperately Want to Travel but Cannot Afford It? This One is for You.


You want to see the world but you do not have enough savings to finance your journey? Did this stop you from fulfilling your traveling dream? There are other ways of financing your trip, such as going online to find the best loans for you, if you did not save in the first place. Traveling is possible even without savings. According to your employment contract, you may be expected to work for years before you save enough money for your trip. However, such an approach will take you long especially if you are little income. There are people who have made it through ways you are just about to read.

Take a Vacation Loan to Travel Where You Wanted
Taking a vacation loan is one way of traveling to your destinations if you had no savings in the first place. Most people are not aware that vacation loans can even be obtained online. These loans have been financing many people who have made trips to their destinations around the world.
The benefits of obtaining a loan, especially online, include competitive interest rates and the ability to use a great online loan calculator.  Furthermore, online lenders will ensure that you get enough money to cater for all your travel expenses.
All you need to do in order to get a loan, is to fill an online application. In many online banking, you will get your loan in as little as 24 hours after your certification of the documents. The application process is convenient since all transactions take place on secure servers.


You Can Choose To Work in Hostels and Restaurants as You Travel
There are two avenues available for getting temporary employment in restaurants and hostels; either as a professional or as a non-professional. You can identify hostels and restaurants along the route of your journey and place requests to be hosted as you work for them.
This way, travelers can raise enough cash to pay bills and spare some for touring. Professionals can specify to work in areas of expertise in hostels or restaurants as they travel to their destinations.

Consider Professional Blogging to Finance Traveling
Blogging gives you the opportunity to make money at the comfort of your resting time. Becoming a professional blogger especially before starting your journey is more convenient than saving for years to get the required amount for your traveling expenses.
Blogging is more convenient to finance your travel since you can trade with it anywhere in the world. Travel with a laptop and get access to internet as you click money to your account.

Finance Your Travel through Your Skills
There are people who are very talented in various skills like painting, writing music, driving, making of exemplary jewelry, and singing, among others. Each one of us has at least a skill that can be traded in exchange of cash while traveling. In fact, this will make you more money in a short period than a lifetime of saving.

First, identify places along your route of travel and market yourself. This approach has potential to raise money more than your employment. In addition, money raised during your journey could be enough to meet our traveling expenses and remain for saving.
Exploring the best things about traveling does not need to base on savings to be successful. Creativity is the only requirement for you to live up to your dream. These four ways are just an example; travel cheap and easy.

Related post: 10 Things to Consider When Visiting Europe